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Free tool

Small claims demand letter

Say what you're owed, why, and the date to pay by. Your state's small claims limit shows underneath, so you know whether the amount fits.

Your letter

Yellow brackets are blanks still to fill. Nothing you type is saved or sent anywhere.

Run a small business, or do the books for one? Take the free books check or browse the free Excel templates. Want a hand? Contact us.

How it works

Why send one first

A clear demand letter often gets a debt paid without court, and if it doesn't, it shows the judge you asked first. Keep it factual and calm, give a reasonable deadline, and keep a copy with proof of sending.

General information, not legal advice. We are not lawyers. Read your state's rule (linked from our data page) or ask a lawyer before you rely on a deadline.

FAQ

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Do I have to send a demand letter before small claims?

Some courts expect one and many judges like to see that you asked first. It also gets many debts paid without court. General information, not legal advice.

What deadline should I give?

Ten to fourteen days is common. Pick a date you'd accept and stick to it.

How do I make a PDF?

Click Print or save as PDF and choose Save as PDF in the print dialog. Only the letter prints.

Is anything I type saved?

No. The letter is made in your browser and nothing is sent to us.

See each state's small claims limit in our small claims limits by state. More free tools: Executor tracker, Rent increase notice, or see all free tools.

General information, not tax or legal advice. How we write and check our tools.

New Jersey deadlines and rule changes, by email

A short email when a deadline is coming up, a rule changes or we add a free tool. A few a month at most, and you can unsubscribe any time.

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