North Jersey · Passaic County
Bookkeeping for Passaic County, NJ small businesses
MCC Solutions keeps the books for small businesses across Passaic County: monthly bookkeeping, catch-up cleanup, payroll and New Jersey filing support, online in the accounting software you own.
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Matthew Coleman, QuickBooks ProAdvisor, accounting and finance degree. Cranford, NJ. Start with a free health check of your books. You get a quote after we review your books, before any work starts.
Passaic County businesses
Who we work with here
The county seat is Paterson. Businesses we see across the county include family-run restaurants and shops in Paterson, Clifton and Passaic, wholesalers and small manufacturers, contractors, and professional practices.
Many Passaic County businesses are owner-run and cash-heavy, so reconciling deposits against sales and keeping clean records for sales tax come first.
What we handle
- Monthly bookkeeping and bank and card reconciliation
- Cleanup when the books are months behind
- Monthly profit and loss and balance sheet
- Payroll and New Jersey filing support, as an add-on
- Sales tax and annual report reminders
Local facts
Passaic County at a glance
- Population
- 524,118 (2020 census)
- County seat
- Paterson, with 159,732 residents in 2020
- Schools
- Passaic County Community College, William Paterson University and Montclair State University
- Employers
- Valley National Bank is headquartered in Wayne, and Wayne was the former U.S. headquarters of Toys R Us
- Economy
- A 2021 gross domestic product of $20.5 billion, 13th in the state
- Income
- Median household income was $77,040 in the 2020 census
Source: Wikipedia, Passaic County, New Jersey, read October 2026. Figures change and describe the county, not our clients.
Passaic County at a glance
Passaic County by the numbers
Passaic County had about 524,118 residents in the April 1, 2020 estimates base, 8th of New Jersey's 21 counties and about 5.6% of the state's 9,288,994 people. That makes it a mid-sized county by New Jersey standards.
Owners here range from solo operators to firms with a few employees, and the bookkeeping needs vary just as much.
Source: NJ Department of Labor and Workforce Development, county population estimates.
Bookkeeping notes
What the books look like for Passaic County businesses like these
Logistics, import and wholesale businesses
Fuel, tolls, insurance and equipment costs are tracked per vehicle or per route, customer invoices are aged so slow payers are visible, and inventory in transit is recorded at the right time. Owner-operators get a clean split between business and personal costs.
General bookkeeping practice, not tax or legal advice.
Beyond the books
Beyond the books: fractional CFO support
After reconciled books comes the harder part: using them. For Passaic County owners that can mean a cash forecast for the next quarter, a budget, or a package ready for a lender.
Think of it as part-time finance leadership: forecasting, budgeting and a monthly conversation about the numbers. It depends on the bookkeeping underneath. Tax filings, audits and legal advice stay with your CPA or attorney.
What that can include
- Seasonal cash planning for the slow months
- Financial statements and a package built for a bank or lender
- A budget and a monthly look at budget versus actual
New Jersey items
What Passaic County businesses deal with
Sales tax, quarterly payroll reports, the annual report and 1099-NEC forms are the same statewide. See the list.
How it works
Online, in accounting software you own, so distance is not a problem. We have no office outside Cranford, and we are happy to talk about meeting in person. You give us access to the file and your bank and card feeds, and each month you get reports and a person to ask.
Where in Passaic County
Towns we serve
Paterson, Clifton, Passaic, Wayne, West Milford, Little Falls, Totowa, Hawthorne, Woodland Park, Pompton Lakes, Haledon, and Ringwood, and the rest of the county.
City pages:
ZIP codes we serve in Passaic County
07011 Clifton, 07012 Clifton, 07013 Clifton, 07014 Clifton, 07055 Passaic, 07403 Bloomingdale, 07420 Haskell, 07421 Hewitt, 07424 Little Falls, 07435 Newfoundland, 07442 Pompton Lakes, 07456 Ringwood, 07465 Wanaque, 07470 Wayne, 07480 West Milford, 07501 Paterson, 07502 Paterson, 07503 Paterson, 07504 Paterson, 07505 Paterson, 07506 Hawthorne, 07508 Haledon, 07510 Paterson, 07512 Totowa, 07513 Paterson, 07514 Paterson, 07522 Paterson, 07524 Paterson
Bookkeeping is done online, so every ZIP code in the county is in range, and the price is the same.
FAQ
Passaic County bookkeeping questions
Do you work with Passaic County businesses?
Yes. Everything is online, in accounting software you own, so the distance from Cranford to Paterson does not matter. We have no office in Passaic County.
How should a restaurant or food business keep its books?
Daily sales, tips, delivery-app payouts and card fees all land in the bank differently, so each is reconciled on its own. Food and beverage cost is tracked monthly against sales, and sales tax collected is kept apart from revenue.
What matters most in a retailer's books?
Point-of-sale totals are matched to deposits, inventory purchases are separated from operating costs, and sales tax is tracked by period. A monthly inventory and gross margin check shows which lines actually pay.
Do you handle New Jersey payroll and sales tax for Passaic County businesses?
We can prepare and file New Jersey payroll reports and sales tax filings as an add-on, along with annual report and renewal reminders. Government fees are extra, and we confirm your filing schedule on your own state account first.
How much does it cost?
Monthly bookkeeping starts at $450 for the smallest tier and rises with transaction volume. The bookkeeping page has a live estimate, and we confirm a written quote before starting.
Neighboring counties
All New Jersey counties · Northeast · Bookkeeping by software · Bookkeeping guides · Pricing
Passaic County property taxes
Property tax figures for Passaic County owners and landlords
For a business that owns its space or a landlord with rentals in Passaic County, the municipality matters. The State's 2025 figures across the county's 16 municipalities:
- General tax rate range
- 2.934 in Totowa Borough to 6.231 in Prospect Park Borough per $100 of assessed value (a spread of 3.297)
- Average residential tax bill
- $10,278 in West Milford Township to $13,869 in Wayne Township; the middle town is $11,899
- Assessments compared with market value
- town average ratios from 31.87% (Clifton City) to 69.15% (Hawthorne Borough); 16 of 16 towns are under 85%
- Appeals
- Passaic County Board of Taxation, 930 Riverview Dr., Ste 250, Totowa, NJ 07512, (973) 720-7394. Deadline: April 1, or May 1 after a town-wide revaluation or reassessment. Property assessed over $1,000,000 may go straight to the Tax Court.
A ratio well under 100% means assessments there sit below market value, so the general rate looks higher than the real burden; compare towns by the effective rate. Budget with your own bill, not these averages. Estimate a bill.
Sources for the Passaic County figures: NJ Division of Taxation, 2025 General Tax Rates; 2025 Average Residential Statistics; Amended Table of Equalized Valuations 2025; NJ Division of Taxation, county boards (September 2026); NJ Division of Taxation, appeals. Checked November 2026. Call a Passaic County office before you go; rooms and extensions change.