Passaic County · Paterson, NJ
Bookkeeping for Paterson, NJ small businesses
MCC Solutions provides online monthly bookkeeping, catch-up cleanup, payroll and New Jersey filing support for small businesses in Paterson.
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Matthew Coleman, QuickBooks ProAdvisor, accounting and finance degree. Cranford, NJ. Start with a free health check of your books. You get a quote after we review your books, before any work starts.
Paterson businesses
Who this is for
Paterson is a historic mill city with the Great Falls of the Passaic River and a very diverse business community.
Businesses we see in the area: Family-run restaurants and shops, wholesalers, small manufacturers, contractors and service businesses.
Covers Paterson and nearby Passaic County towns.
What we handle
Day to day: transactions sorted, accounts reconciled, reports sent. Behind it: cleanup for months that fell behind and, as an add-on, payroll and New Jersey filing support for your Paterson business.
Local facts
Paterson at a glance
- Population
- 159,732 (2020 census)
- Schools
- Passaic County Community College
- Health
- St. Joseph's Regional Medical Center
- Districts
- Downtown Paterson, Center City Mall, Little Lima, Little Istanbul and 21st Avenue
- Transit
- NJ Transit's Paterson station on the Main Line and the Broadway Bus Terminal
- Note
- The article describes small businesses as the city's most prominent employers, and says parts of the city, including downtown, are in an Urban Enterprise Zone with a reduced 3.3125 percent sales tax rate (zone status changes, so confirm with the NJ Division of Taxation)
Source: Wikipedia, Paterson, New Jersey, read October 2026. Figures change and describe the place, not our clients.
Bookkeeping notes
What the books look like for Paterson businesses like these
Shops and retailers
Point-of-sale totals are matched to deposits, inventory purchases are separated from operating costs, and sales tax is tracked by period. A monthly inventory and gross margin check shows which lines actually pay.
Logistics, import and wholesale businesses
Fuel, tolls, insurance and equipment costs are tracked per vehicle or per route, customer invoices are aged so slow payers are visible, and inventory in transit is recorded at the right time. Owner-operators get a clean split between business and personal costs.
General bookkeeping practice, not tax or legal advice.
Beyond the books
Books show last month. Planning looks ahead
Some owners are happy with accurate books. Others, in Paterson and elsewhere, reach a point where they need forecasts, margins and a plan, but do not need a full-time finance executive.
Think of it as part-time finance leadership: forecasting, budgeting and a monthly conversation about the numbers. It depends on the bookkeeping underneath. Tax filings, audits and legal advice stay with your CPA or attorney.
What that can include
- Loan, line of credit and payoff scenarios
- A one-page dashboard of the five or six numbers you steer by
- A rolling 13-week cash flow forecast, so a slow month is not a surprise
Nothing about New Jersey's filing calendar changes from town to town, so a Paterson owner deals with the same four things as everyone else: sales tax, quarterly payroll reports, the annual report and 1099-NEC forms (the full list is here). You keep the accounting file and give us access, and each month you get reports and someone to call.
FAQ
Paterson bookkeeping questions
Do you have an office in Paterson?
Not in Paterson. We are based in Cranford and do the bookkeeping online, inside the accounting file you own, so nobody has to travel. If you would rather sit down together, we can talk about meeting.
What does the business community in Paterson look like?
According to Wikipedia: Downtown Paterson, Center City Mall, Little Lima, Little Istanbul and 21st Avenue.
How should a restaurant or food business keep its books?
Daily sales, tips, delivery-app payouts and card fees all land in the bank differently, so each is reconciled on its own. Food and beverage cost is tracked monthly against sales, and sales tax collected is kept apart from revenue.
My books are behind. Can you catch me up?
Yes. Cleanup brings past months up to date and reconciled before regular monthly service begins, with a written quote first.
How much does it cost?
Monthly bookkeeping starts at $450 for the smallest tier and rises with transaction volume. The bookkeeping page has a live estimate, and we confirm a written quote before starting.
Passaic County
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