Excel workbook
Financial Ratio Analysis Workbook: Margins, Liquidity, Leverage and Efficiency Ratios in Excel
Enter three years of statements and see margins, liquidity, leverage and efficiency ratios side by side, with what each one means in plain English.
$29 one time · 14-day full refund · example and blank copies · download link by email
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Browse the storeWho it is for
Owners who have an income statement and a balance sheet and want to read them, and bookkeepers who explain the numbers to clients.
Not the right fit if
You don't have an income statement and balance sheet yet, or you need industry benchmarks built in.
Why it is different
- The targets are yours. The workbook never says a ratio is good or bad, because that depends on your industry and your lender.
- Empty cells show blank, not errors, so you can fill it in a section at a time.
- A filled example with three years of invented figures and a blank copy with working formulas.
What is inside
- Start Here. What the workbook does, which cells to fill in and how to use it.
- Inputs. Three years of income statement and balance sheet figures, with a check that the balance sheet balances.
- Ratios. Profitability, liquidity, leverage and efficiency ratios with the formula in words, a trend column and a flag against your own targets.
- What It Means. What a higher or lower number usually signals for each ratio and the common mistake in reading it.
- Checks. Balance and sanity checks so a typing error does not produce a believable wrong answer.
A look inside
Example data, real formulas
Get it
Financial Ratio Analysis Workbook
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Delivered as a zip with a filled example and a blank copy. Built for Excel, tested in LibreOffice; it should open in Google Sheets but not every feature is tested there. For one business, your own use. General information, not accounting, tax or legal advice. Ratios are general measures. What is healthy varies by industry, size and lender, and the example figures are invented. Not accounting, tax, investment or lending advice. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right.
Ways to get it
Just this kit, or more
Membership
$29 a month
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See the membershipQuestions
Common questions
What do I get and how is it delivered?
The Financial Ratio Analysis Workbook as two Excel files in one zip: a filled-in EXAMPLE so you can see every tab working, and a BLANK copy for your own numbers, plus a README. The download link arrives by email after payment.
Will it open on a Mac, Google Sheets or my phone?
Built for Excel and tested in LibreOffice, which runs on Mac and Windows; it should open in Google Sheets, but not every feature is tested there. Phone spreadsheet apps are not tested. If a file will not open or something looks wrong, reply to your order email and we will make it right. If it is not right for you, email us within 14 days of buying for a full refund.
Is this legal or tax advice?
No, it is not accounting, tax, investment or lending advice.
Is it the right fit for me?
It is made for owners who have an income statement and a balance sheet and want to read them, and bookkeepers who explain the numbers to clients. Skip it if you don't have an income statement and balance sheet yet, or you need industry benchmarks built in.
Rather hand it off?
We can keep the books for you each month
If tracking this yourself is more than you want to take on, we do monthly bookkeeping in QuickBooks, Xero or Excel. Tell us what you use and what is behind, and we reply with a written quote after a short review of your books. No obligation.
Get a bookkeeping quote Free books health checkPrefer to keep it yourself but want a hand getting started? Book a 45 minute setup session ($65).
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