Excel workbook
Net Worth and Savings Goals Tracker: Monthly Net Worth, Goals, Emergency Fund and Debt Snapshot in Excel
Record your balances once a month and watch your net worth, your goals and your debts change over the year.
$14 one time · 14-day full refund · example and blank copies · download link by email
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Browse the storeWho it is for
Anyone who wants to see their whole financial picture in one place and keep it up to date in a few minutes a month.
Not the right fit if
You want balances pulled in automatically from your bank: you enter them by hand once a month.
Why it is different
- It never asks for account numbers: only names, categories and balances.
- Goals show the monthly amount you need, not just a progress bar.
- A filled example for an invented household and a blank copy with working formulas.
What is inside
- Start Here. Purpose, which cells to fill in and what not to type.
- Accounts. Your assets and liabilities by name and category, with no account numbers.
- Monthly Balances. Twelve month-end balances for every account.
- Net Worth. Assets, liabilities and net worth by month, the change since last month, liquid cash and two charts.
- Goals. Up to eight savings goals with the monthly amount each needs, the months to reach it and whether you are on track.
- Emergency Fund. A target based on your essential expenses and the months of cushion you choose.
- Debt Snapshot. Months to pay off each debt at its minimum payment and the interest that costs.
- Checks. Missing balances and entries that need a look.
A look inside
Example data, real formulas
Get it
Net Worth and Savings Goals Tracker
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Uses the email and terms box above. You get the same download link by email.
Want every toolkit? The toolkit membership includes all of them, with a lower rate if you pay yearly.
Get every update for a year, $29: the Yearly Updates Pass gives you each refreshed edition we release of the kits you own. One payment, no automatic renewal.
Delivered as a zip with a filled example and a blank copy. Built for Excel, tested in LibreOffice; it should open in Google Sheets but not every feature is tested there. For one business, your own use. General information, not accounting, tax or legal advice. A planning aid, not financial or investment advice. Home and vehicle values are your own estimates, and expected returns are never guaranteed. Do not enter account numbers, passwords or Social Security numbers. Nothing is uploaded; the file stays on your computer. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right.
Ways to get it
Just this kit, or more
Membership
$29 a month
Every kit and document pack in the store, including new ones. Cancel any time.
See the membershipQuestions
Common questions
What do I get and how is it delivered?
The Net Worth & Savings Goals Tracker as two Excel files in one zip: a filled-in EXAMPLE so you can see every tab working, and a BLANK copy for your own numbers, plus a README. The download link arrives by email after payment.
Will it open on a Mac, Google Sheets or my phone?
Built for Excel and tested in LibreOffice, which runs on Mac and Windows; it should open in Google Sheets, but not every feature is tested there. Phone spreadsheet apps are not tested. If a file will not open or something looks wrong, reply to your order email and we will make it right. If it is not right for you, email us within 14 days of buying for a full refund.
Is this legal or tax advice?
A planning aid, not financial or investment advice.
Is it the right fit for me?
It is made for anyone who wants to see their whole financial picture in one place and keep it up to date in a few minutes a month. Skip it if you want balances pulled in automatically from your bank: you enter them by hand once a month.
Rather hand it off?
We can keep the books for you each month
If tracking this yourself is more than you want to take on, we do monthly bookkeeping in QuickBooks, Xero or Excel. Tell us what you use and what is behind, and we reply with a written quote after a short review of your books. No obligation.
Get a bookkeeping quote Free books health checkPrefer to keep it yourself but want a hand getting started? Book a 45 minute setup session ($65).
Buy it with the others