Document pack
Parent PLUS and Grad Loan Cap Planner: Four Years of Cost, Aid and the New Federal Loan Limits
See the funding gap the new federal loan limits leave, year by year.
$15 one time · 14-day full refund · Word and PDF · download link by email
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Browse the storeWho it is for
Parents of college students and graduate or professional students planning how to pay under the limits that started July 1, 2026.
Not the right fit if
You aren't borrowing federal Parent PLUS or graduate loans, or you need someone to decide what aid you qualify for.
Why it is different
- Limits from Federal Student Aid's Loan Limits FAQ (May 2026).
- Tracks the $65,000, $100,000, $200,000 and $257,500 totals for you.
- Shows the year the Parent PLUS total runs out.
What is inside
- New loan limits guide. Annual, total and lifetime limits, the interim exception and what else changes the number.
- 4-year funding plan. Excel workbook with yearly, total and lifetime caps tracked, plus a paper summary.
- Aid letter comparison. Up to four offers line by line.
- Deadlines and steps. Federal dates and the yearly steps, with space for school deadlines.
A look inside
The first pages, as you will get them
Get it
Parent PLUS and Grad Loan Cap Planner
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Uses the email and terms box above. You get the same download link by email.
Want every toolkit? The toolkit membership includes all of them, with a lower rate if you pay yearly.
Get every update for a year, $29: the Yearly Updates Pass gives you each refreshed edition we release of the kits you own. One payment, no automatic renewal.
Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. General information and organizers, not financial, tax or legal advice. It doesn't decide what you qualify for. Not affiliated with the Department of Education. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right.
Ways to get it
Just this kit, or more
Membership
$29 a month
Every kit and document pack in the store, including new ones. Cancel any time.
See the membershipQuestions
Common questions
What do I get and how is it delivered?
The Parent PLUS and Grad Loan Cap Planner comes as a zip with four documents, each as an editable Word file and a printable PDF: New Loan Limits Guide, Using The Funding Plan, Aid Letter Comparison, and Deadlines And Steps, plus an Excel workbook (Four Year Funding Plan Workbook). The download link arrives by email after payment.
Will it open on a Mac, Google Sheets or my phone?
The PDFs open in any PDF reader, and the Word files edit in Word, Google Docs or LibreOffice. The workbook is built for Excel and tested in LibreOffice; it should open in Google Sheets, but not every feature is tested there. If a file will not open or something looks wrong, reply to your order email and we will make it right. If it is not right for you, email us within 14 days of buying for a full refund.
Is this legal or tax advice?
General information and organizers, not financial, tax or legal advice. It doesn't decide what you qualify for.
Is it up to date?
It plans around the July 2026 Parent PLUS, graduate and professional loan limits, taken from Federal Student Aid's Loan Limits FAQ (May 2026). Future updates are not promised.
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