Document pack
Retirement Catch-Up Planner: 2026 Contribution Plan Workbook, Roth Catch-Up Rule and Paycheck Setup Checklist
Turn the 2026 catch-up limits into a per-paycheck amount, with the Roth part worked out.
$12 one time · 14-day full refund · Word and PDF · download link by email
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Browse the storeWho it is for
Employees age 50 and over saving in a 401(k), 403(b) or governmental 457(b) plan, especially those turning 60 to 63 or with wages over $150,000.
Not the right fit if
You're under 50, or you don't save through a workplace 401(k), 403(b) or governmental 457(b) plan.
Why it is different
- Includes the higher catch-up for ages 60 to 63.
- Works out when the catch-up must be Roth from last year's FICA wages.
- 2026 figures cited to IRS Notice 2025-67 and T.D. 10033; editable when 2027 limits are published.
What is inside
- Contribution plan workbook (Excel). Your 2026 limit by age and wages, the per-paycheck amount and Roth share, a paycheck log and an IRA tracker.
- Start here: 2026 limits and the Roth catch-up rule. The IRS amounts, who gets which catch-up, the $150,000 wage test and its effective dates.
- Paycheck setup checklist. Questions for HR and payroll and what to check on your pay stubs.
- Year-end contribution check. A December check against every limit, and what to do if you went over.
A look inside
The first pages, as you will get them
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Retirement Catch-Up Planner
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Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. A planner for your own figures, not tax, legal or financial advice. Your plan's rules can be stricter; your plan administrator has the final word. Not affiliated with the IRS. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right.
Ways to get it
Just this kit, or more
Membership
$29 a month
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See the membershipQuestions
Common questions
What do I get and how is it delivered?
The Retirement Catch-Up Planner comes as a zip with three documents, each as an editable Word file and a printable PDF: Start Here 2026 Limits and Roth Catch Up, Paycheck Setup Checklist, and Year-End Contribution Check, plus an Excel workbook (Contribution Plan Workbook). The download link arrives by email after payment.
Will it open on a Mac, Google Sheets or my phone?
The PDFs open in any PDF reader, and the Word files edit in Word, Google Docs or LibreOffice. The workbook is built for Excel and tested in LibreOffice; it should open in Google Sheets, but not every feature is tested there. If a file will not open or something looks wrong, reply to your order email and we will make it right. If it is not right for you, email us within 14 days of buying for a full refund.
Is this legal or tax advice?
A planner for your own figures, not tax, legal or financial advice.
Is it up to date for 2026 and 2027?
It uses 2026 limits cited to IRS Notice 2025-67, and the figures are editable when the 2027 limits are published. Your plan administrator has the final word.
Free sample
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