Excel workbook
Household Budget and Bill Calendar: Plan Every Month and See What Is Due When
Give every dollar a job, track what actually happened, and see which bills land in which month.
$19 one time · 14-day full refund · example and blank copies · download link by email
Buy now, $19 Try the free starter
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Browse the storeWho it is for
Households that want a plan they can keep up with in Excel, with irregular bills such as insurance, car registration and holidays spread across the year.
Not the right fit if
Most of your bills are weekly or every two weeks, or you want an app that imports bank transactions.
Why it is different
- The bill calendar shows which months are heavy so a yearly bill does not surprise you.
- Sinking-fund amounts are worked out for you from the yearly bills you list.
- A filled example for a made-up household and a blank copy with all formulas working.
What is inside
- Start Here. How to use the workbook in about ten minutes a month.
- Setup. Your categories, groups, income sources and the bills that repeat monthly, quarterly or yearly.
- Budget. Planned income and spending for each of the twelve months, with the money left to assign.
- Actuals. What you actually earned and spent, entered by month.
- Month View. One month at a glance: planned against actual, with a plain sentence on whether you are over or under.
- Year View. Twelve months by group with a savings rate, average monthly spending and two charts.
- Bill Calendar. Each bill by due month and day, the total due each month, and a sinking-fund amount to set aside monthly for yearly bills.
- Checks. Flags categories left blank, months that do not balance and bills with no due date.
A look inside
Example data, real formulas
Get it
Household Budget and Bill Calendar
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Uses the email and terms box above. You get the same download link by email.
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Delivered as a zip with a filled example and a blank copy. Built for Excel, tested in LibreOffice; it should open in Google Sheets but not every feature is tested there. For one business, your own use. General information, not accounting, tax or legal advice. A planning aid that works with the figures you enter. It is not financial, tax or legal advice. Weekly and every-two-week bills are not supported; enter them as a monthly amount. Tested by recalculation and by checking sample figures; not opened in every version of Excel. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right.
Ways to get it
Just this kit, or more
Membership
$29 a month
Every kit and document pack in the store, including new ones. Cancel any time.
See the membershipQuestions
Common questions
What do I get and how is it delivered?
The Household Budget and Bill Calendar as two Excel files in one zip: a filled-in EXAMPLE so you can see every tab working, and a BLANK copy for your own numbers, plus a README. The download link arrives by email after payment.
Will it open on a Mac, Google Sheets or my phone?
Built for Excel and tested in LibreOffice, which runs on Mac and Windows; it should open in Google Sheets, but not every feature is tested there. Phone spreadsheet apps are not tested. If a file will not open or something looks wrong, reply to your order email and we will make it right. If it is not right for you, email us within 14 days of buying for a full refund.
Is this legal or tax advice?
It is not financial, tax or legal advice.
Is it the right fit for me?
It is made for households that want a plan they can keep up with in Excel, with irregular bills such as insurance, car registration and holidays spread across the year. Skip it if most of your bills are weekly or every two weeks, or you want an app that imports bank transactions.
Free starter
Try a free one-tab version first
A small working Excel file with the same kind of math, filled with made-up example numbers you can type over. We send one confirmation email, and no series follows.
Rather hand it off?
We can keep the books for you each month
If tracking this yourself is more than you want to take on, we do monthly bookkeeping in QuickBooks, Xero or Excel. Tell us what you use and what is behind, and we reply with a written quote after a short review of your books. No obligation.
Get a bookkeeping quote Free books health checkPrefer to keep it yourself but want a hand getting started? Book a 45 minute setup session ($65).
Buy it with the others
Bundle
Household Money Bundle
This product plus 2 more, in one download.
$39 instead of $47 separately
Bundle
Shared Living and Holidays Bundle
This product plus 2 more, in one download.
$35 instead of $47 separately
Month-End Close Workbook
A real month-end close in one Excel file. It tells you when a rec does not tie, which variances still need an answer, and when the period is ready to lock.
$19