Document pack
Student Loan Repayment Plan Switcher: Compare RAP, Standard and Tiered Standard and Meet Your Deadline
Compare the 2026 repayment plans with your own numbers before you switch.
$19 one time · 14-day full refund · Word and PDF · download link by email
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Browse the storeWho it is for
Federal student loan borrowers leaving SAVE, PAYE or ICR, and anyone choosing a plan for loans made from July 1, 2026.
Not the right fit if
Your loans are private, not federal, or you want someone to decide which plan you qualify for.
Why it is different
- RAP formula from StudentAid.gov, worked out line by line.
- Real Excel formulas, including the interest waiver and $50 principal match.
- Plans without a formula stated on an official page are left out, not guessed.
What is inside
- Plan rules at a glance. Every plan's payment, term and who can use it, with the RAP table.
- Plan comparison workbook. Excel workbook for up to six loans and five years of income, with a paper record sheet.
- Deadline checklist. SAVE 90-day notices, the July 1, 2028 PAYE and ICR end date, and yearly steps.
- Document checklist. What to have ready before you apply on StudentAid.gov.
A look inside
The first pages, as you will get them
Get it
Student Loan Repayment Plan Switcher
Or pay with PayPal
Uses the email and terms box above. You get the same download link by email.
Want every toolkit? The toolkit membership includes all of them, with a lower rate if you pay yearly.
Get every update for a year, $29: the Yearly Updates Pass gives you each refreshed edition we release of the kits you own. One payment, no automatic renewal.
Delivered as a zip of editable Word files and printable PDFs. For one business, your own use. General information and templates, not legal, tax or accounting advice. General information and organizers, not financial, tax or legal advice. It doesn't decide what you qualify for. Not affiliated with the Department of Education. Payment is handled by Stripe. If a file will not open or something looks wrong, reply to your order email and we will make it right.
Ways to get it
Just this kit, or more
Membership
$29 a month
Every kit and document pack in the store, including new ones. Cancel any time.
See the membershipQuestions
Common questions
What do I get and how is it delivered?
The Student Loan Repayment Plan Switcher comes as a zip with four documents, each as an editable Word file and a printable PDF: Plan Rules At A Glance, Using The Comparison Workbook, Deadline Checklist, and Document Checklist, plus an Excel workbook (Repayment Plan Comparison Workbook). The download link arrives by email after payment.
Will it open on a Mac, Google Sheets or my phone?
The PDFs open in any PDF reader, and the Word files edit in Word, Google Docs or LibreOffice. The workbook is built for Excel and tested in LibreOffice; it should open in Google Sheets, but not every feature is tested there. If a file will not open or something looks wrong, reply to your order email and we will make it right. If it is not right for you, email us within 14 days of buying for a full refund.
Is this legal or tax advice?
General information and organizers, not financial, tax or legal advice. It doesn't decide what you qualify for.
Is it up to date?
It compares the 2026 repayment plans and lists the July 1, 2028 end date for PAYE and ICR. Future updates are not promised.
Free sample
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